Financial Advisor’s Guide

Two comprehensive books are available to financial advisors who join Savvy Social Security Planning for Boomers.

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The Financial Advisor's Guide to Savvy Social Security Planning

The Financial Advisor’s Guide to Savvy Social Security Planning for Boomers

This 175 plus page action guide by Elaine Floyd, CFP®, walks you through the major aspects of Social Security planning from the point of view of your clients who are incorporating Social Security into a comprehensive retirement income plan.

Table of Contents:

  • Chapter 1: What Financial Advisors Need to Know About Social Security
  • Chapter 2: The Role of Social Security in a Client’s Overall Retirement Plan
  • Chapter 3: How Social Security Works
  • Chapter 4: Boosting Benefits by Increasing Current Earnings
  • Chapter 5: When to Apply: Strategies for Maximizing Lifetime Benefits
  • Chapter 6: Coordinating Spousal Benefits
  • Chapter 7: Women and Social Security
  • Chapter 8: Taxes on Social Security Benefits
  • Chapter 9: Other Social Security Programs
  • Chapter 10: Medicare and Long-Term Care
  • Chapter 11: Mechanics of the Social Security Program
  • Chapter 12: History and Financing of the Social Security System

135 Social Security Questions Answered

135 Social Security Questions Answered: What Savvy Advisors Need to Know

Advisor questions are the lifeblood of Savvy Social Security Planning. It’s how we know what’s going on out there so we can uncover nuances in the rules. We took the best questions from one year and compiled them into a book spanning such topics as when to apply, how working affects benefits, spousal planning, survivor benefits, divorced-spouse benefits, taxation of benefits, and more. For example:

Q: When a parent is age 62 or older and begins collecting Social Security and still has minor age children, do they receive any benefits at that time? Does the adult have to file for and receive Social Security for the benefits to start? —John F.

Q: If someone reaches FRA and takes SS but is still working and makes a lot of money, can their present earnings increase their benefit in the future, or is the benefit frozen once they start taking SS? —Debra

Q: If the wife is age 66 and the husband is age 65, can the wife apply for spousal benefits on the husband’s record? Can he file and suspend in order for his wife to receive spousal benefits at her age 66 or does she need to wait until her age 67 and his age 66? —Ron C.

Q: If a person was a teacher before retirement, and covered by a state teachers retirement plan, she is not eligible for Social Security. Does that regulation apply for spousal benefits as well?


This material is provided exclusively for use by individuals with an active license to the Savvy Social Security Planning Program. Use of this material is subject to the Social Security Planning Program Agreement and applicable copyright laws. Unauthorized use, reproduction or distribution of this material is a violation of federal law and punishable by civil and criminal penalty. This material is furnished “as is” without warranty of any kind. Its accuracy and completeness is not guaranteed and all warranties express or implied are hereby excluded.

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